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America's Health Agents is one licensed agent, Alex Mercouffer, who is contracted with every major carrier and compares your options side by side, because insurance is not one size fits all. Licensed in all 50 states, working with individuals, families, and businesses. Using an agent costs you nothing extra, and you can text or call directly.
Licensed in all 50 states. Texting is welcome. We reply within the hour, 9am to 5pm Eastern.
America's Health Agents is an independent, paid Moda advertising partner. This page describes their services. It is not insurance advice, and it is not a guarantee of coverage, approval, or a specific premium. This is a private insurance agency, not connected with or endorsed by any government agency or the federal Medicare program.
For Moda members: Moda members get one licensed agent who shops every carrier for them at no cost. Mention Moda when you reach out and Alex walks through your options with you, with no fee and no obligation. Using an agent does not cost you more than going direct.
One agent, contracted across the carriers, so each of these is shopped for the best fit rather than sold from a single company's shelf.
Individual and family coverage on the ACA marketplace and the private market. ACA plans are guaranteed issue with no pre-existing condition exclusions and start the first of the month. Private market options can sometimes start sooner.
Group health coverage for businesses, including ICHRA setups that let a business reimburse employees for individual coverage. Alex helps you compare the structure that fits your team.
Dental and vision plans plus ancillary products such as critical illness riders, so the gaps a main medical plan leaves can be covered too.
Term and whole life insurance across carriers. Life coverage is underwriting dependent, so approval and pricing depend on the carrier's review. Alex shops it and walks you through what each option means.
Help understanding and comparing Medicare options. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
One conversation, then real options. Nothing is quoted or issued before Alex understands your situation.
Send the quick form, or call or text his direct line. Share who the coverage is for and what matters most, and the right options come back.
Because Alex is contracted with every major carrier, he compares your options side by side instead of pushing one company's plan. Insurance is not one size fits all.
Alex explains what each option covers, answers your questions, and handles enrollment. Using an agent costs you nothing extra, since the carrier pays the agent, not you.
Send this over and Alex reaches out, usually within the hour during business hours. Coming through Moda flags you for a no-cost, no-obligation review of your options.
America's Health Agents is a paid partner in the Moda vendor program, which is how this page exists. It gives Moda members a real thing of value: one licensed agent who shops every carrier for them, at no cost, instead of calling around themselves.
Being on Moda does not mean Moda sells insurance, sets premiums, or approves coverage. Those are handled by America's Health Agents and the carriers it is contracted with. America's Health Agents operates as Prodigy Innovative Ventures LLC. Do your own diligence the way you would with any agent, and if anything about the partnership feels off, tell the Moda team on the report page.
No. Using a licensed agent does not cost you more than going direct to a carrier. The carrier pays the agent, not you, so you get someone shopping every option on your behalf at no extra cost.
Moda is a community and lifestyle brand, not an insurance company, agency, or advisor. This page describes an independent, paid advertising partner and is not insurance advice.
America's Health Agents, operating as Prodigy Innovative Ventures LLC, is a licensed, independent insurance agency. It is not connected with or endorsed by the U.S. government, the federal Medicare program, or any state agency. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048), 24 hours a day and 7 days a week, to get information on all of your options.
Nothing on this page is a guarantee of coverage, approval, or a specific premium. Health, life, and other coverage is subject to carrier underwriting, eligibility, and enrollment rules, and plan availability varies by state and by year. Alex reviews what applies to your situation before anything is issued.
Send the quick form or call or text Alex directly, mention Moda, and he shops every carrier for the coverage that fits. No cost to use him, and no obligation.
America's Health Agents is an independent, paid Moda advertising partner. This page describes their services. It is not insurance advice, and it is not a guarantee of coverage, approval, or a specific premium. This is a private insurance agency, not connected with or endorsed by any government agency or the federal Medicare program.