Kettle Pay
One account that works like a US bank account and a crypto wallet at the same time: a buyer can pay you by wire, instant bank transfer, or any of 1,000+ coins, and it all settles into USDC, a stablecoin pegged one to one to the dollar.
Moda is home to 600,000+ members buying, selling, and trading watches, cars, jewelry, and gold every day, and Kettle is the one place we now point them to when a deal involves crypto, a wire that cannot wait, or a buyer on the other side of the world. Crypto deals are now allowed in Moda groups, with one rule: they run through Kettle.
Moda members get their first $100,000 in transactions fee free when they sign up with the code moda.
Kettle Pay is a paid partner of Moda. This page is advertising, and featuring a partner is not a guarantee of its products, services, or pricing.
Your first $100,000 in transactions, fee free.
- Sign up with the code moda in the Kettle Pay app, or
- Mention Moda on your onboarding call and the Kettle team applies it for you
Kettle to Kettle payments are always free, and conversion fees, like turning a wire into crypto, start at 0.75% with volume based discounts. The offer is provided and administered by Kettle, and the Kettle team confirms your exact terms during onboarding. Kettle is not a bank, accounts are not FDIC insured, and crypto payments are final once they settle.
Moda said no to crypto for years. Here is what changed.
For years, crypto was a hard no at Moda. When the copycat "Moda" groups started popping up a few years ago, crypto was how they did the damage. People got pulled into fake groups wearing our name and paid in coins that couldn't be traced, and once the money was gone, it was gone. So we kept the rule simple: no crypto in our groups.
Kettle is the first thing that changed our minds. Every incoming payment is screened before it touches your balance, and scam tokens, flash coins, and flagged wallets get rejected automatically. Balances sit in USDC, a dollar pegged stablecoin, so there's no volatility. And there's a real team that picks up the phone any hour of the day. Kettle is here to bridge the gap between crypto and Moda.
That's why crypto deals are now allowed in Moda groups, with one rule: they run through Kettle. Anything outside Kettle is still a no.
Crypto deals are allowed in Moda groups when they run through Kettle. Kettle screens every transaction before it settles. Crypto outside of Kettle is still not allowed.
One honest note: crypto payments are final once they settle, with no chargebacks in either direction. The protection here is the screening that happens before settlement, so deal with people you trust, the same as always.
Figures published by Kettle. Insurance is private insurance, not FDIC, and Kettle is not a bank.
Most payment apps tap out at a few thousand dollars
Kettle moves six and seven figures, with crypto, wires, ACH, and instant bank transfers on one screen.
Wires that land in minutes
Most wires land in under 15 minutes and always inside the hour. RTP, instant bank transfers that run around the clock, covers weekends and holidays, and ACH takes one to two business days.
One balance that does everything
Every account is a self custody wallet with its own US routing and account number. Your balance sits in USDC, so the dollar value holds steady no matter what the crypto market does.
Get paid by anyone
Your wallet comes with its own US routing and account number. Put it on an invoice and people pay you like a bank, including third party wires from any bank, anywhere, even from someone who has never touched Kettle.
Take 1,000+ coins without holding any of them
Customers can pay in Ethereum, Solana, USDT, USDC, or a thousand other tokens. Kettle routes it through an exchange and settles it as USDC. USDT and USDC land one to one for free, and everything else converts at a fee starting at 0.75%, with discounts as your volume grows.
Send money by username
No long wallet addresses to copy around. Send to any other Kettle user by their username for free, or send USDT and USDC anywhere in the world.
Every payment screened before it settles
Every incoming payment is checked live against sanctions lists, darknet activity, ransomware, and stolen fund databases. Flash coins, which are fake tokens that vanish after they arrive, get rejected along with scam tokens and flagged wallets before any of it hits your balance.
Who this is for
Live within a day, in three steps
Download Kettle Pay
Get the app on iOS or open it in your browser at app.kettlepay.net and sign up with your business email, which takes about two minutes. Make sure you sign up with the code moda so the Moda offer applies to your account.
Send your business docs
A real person on the Kettle team checks your documents, and most accounts are approved inside one business day.
You are live
The Kettle team runs your onboarding personally, and most accounts are up and moving money within 24 hours.
The people already running on Kettle
These quotes were provided by Kettle from its customers, including names the watch world will recognize.
"Since using Kettle Pay, the number of crypto deals we do has grown significantly. Kettle puts safety and compliance first."
"You wire or transfer funds into and out of your account and you can send USDT 24/7. Their customer support is great."
"Before Kettle Pay I was using Trust Wallet. I feel much safer using Kettle. Easy to use, and the team always answers my calls. 24/7."
"My clients can use over 1,000 different currencies to pay and all transactions are filtered and verified. Big driver for my business."
What Moda members are saying
These reviews were posted by Moda members on Facebook when Kettle came into the community, as collected by Kettle. Names and businesses appear as posted.
"We have been using Kettle on several transactions and it has been a great partnership. The customer service has been outstanding and their services have opened opportunities. Highly recommend Kettle Pay."
"I've done multiple transactions through Kettle Pay and it's been an amazing experience. So far I've done over 50K already and will be climbing up to 100K within the next few weeks. The customer support is incredible, the platform is seamless and easy to use. I can't say enough good things."
"I hate crypto but Kettle Pay has made it easy to send and accept it. Great service and their team is always there to answer my dumb questions."
"Great service."
"Kettle Pay is outstanding. The only way I will transact in crypto is through Kettle Pay. Their customer service is outstanding and they make sending and receiving crypto a breeze."
"We were reluctant accepting crypto before using KettlePay. They've allowed us to close significant deals and are always available to help. I highly recommend anyone to have an account set with them as they provide a true layer of security in this decentralized environment. We use KettlePay for all crypto payments. 6 figures and up."
"Been using Kettlepay for a while, amazing experience so far and great folks behind it. 100% vouch!"
"Best people to work with."
"Kettle Pay is great. Smooth transactions, safe and easy to use. Highly recommended. Also, Jordan Heffler is the man."
"I love using KettlePay. Quick and easy whether you're sending money or receiving it. And customer service is top tier."
"Since Kettle, have not touched any wallets. Simple, easy to use and has the protection needed for the world of crypto. Jordan has been amazing the entire time, answering texts at 1am 🤣 Cannot vouch enough for the team and platform."
"Having tools like Kettle Pay to remove the friction from payments has made it our preferred method of payment and being paid. Helped us much more easily transact globally as well. Zero friction and trusted settlements. Fantastic."
Book your intro call right here
Thirty minutes with the Kettle team on Google Meet: how it works, pricing for your volume, and your questions answered live on the call. Pick a time below and mention Moda on the call.
The scheduler is provided by Kettle via Calendly. Open it in a new tab (opens in a new tab) if it does not load here. Prefer to talk right now? Call +1 (267) 566-3953 or WhatsApp the Kettle team (opens in a new tab).
Questions members actually ask
Yes, with one rule: they have to run through Kettle, our official payments partner. Kettle screens every payment against sanctions lists, stolen fund databases, and known scam wallets before it settles, and every Kettle account goes through a document check with the Kettle team before it can move money, which closes off the anonymous wallets the scammers relied on. What has not changed: crypto payments are final once they settle, so keep dealing with people you trust, the same as always. Crypto outside of Kettle is still not allowed in Moda groups.
Kettle is the first and so far only Official Partner of Moda, a tier above our vendor program. Kettle reports more than $700M processed, screens every payment before it settles, and the members and dealers quoted on this page use it for real deals under their own names. Two things to know going in: Kettle is not a bank and is not FDIC insured, and crypto payments are final once they settle, so the protection is the screening that happens before settlement.
Sign up with the code moda, or mention Moda on your onboarding call, and your first $100,000 in transactions is fee free. The offer is provided and administered by Kettle, and their team confirms the exact terms during onboarding.
No. Your balance always sits in USDC, a stablecoin pegged one to one to the dollar, so there is no volatility to worry about. A customer can pay you in over 1,000 different coins and Kettle settles it into USDC before it reaches you.
Nothing between Kettle users, and USDT and USDC settle one to one at no charge. You pay on conversion, for example turning a wire into crypto or settling another coin into USDC, starting at 0.75% and dropping as your volume grows. ACH from a US bank is usually free.
Wires typically clear inside 15 minutes and never longer than an hour. RTP transfers run day and night, weekends and holidays included, and ACH takes one to two business days.
Kettle is self custody, meaning you hold your own funds and customer money never sits in Kettle's hands. Balances are kept in USDC backed one to one, with up to $1M in private insurance. To be clear: that is private insurance, not FDIC, and Kettle is not a bank. Crypto payments are also final once they settle, with no chargebacks either way, which is exactly why the screening happens before settlement rather than after.
Yes. The app is on iOS, and everyone else can run Kettle in the browser at app.kettlepay.net. Same account, same balance.
Kettle runs support around the clock by phone and WhatsApp and says it picks up in under five minutes. If you ever feel stuck between Moda and Kettle, use the form on this page and the Moda team will step in.
Ask us anything before you sign up
Most members go straight to Kettle with the code moda. If you would rather run a question past the Moda team first, or want us to make the intro, use this form and we will get back to you.
The fine print, in plain English
Kettle is not a bank and accounts are not FDIC insured. Accounts are self custody, which means you hold your own funds and Kettle never pools or touches customer money. Balances sit in USDC, backed one to one, with up to $1M in private insurance, according to Kettle. Crypto payments are final once they settle and there are no chargebacks in either direction.
Kettle Pay is a paid partner of Moda, and Moda may be compensated when members sign up through this page. Product details, figures, and the member offer are provided by Kettle and can change; confirm current terms with Kettle directly at kettlepay.net (opens in a new tab). Nothing on this page is financial advice.
Moving a watch as well as the money? See Moda Shipping, dealers can apply to the Moda Dealer Alliance, and every member perk lives on the perks page. Need card processing instead of crypto and wires? See USA Payments, Moda's merchant services vendor.